Fha Attic Inspection

Clarifying that fha requires an inspection.

Fha attic inspection.

This ml announces a third extension of the foreclosure and. An fha inspection is conducted by a licensed hud approved property appraiser. General acceptance criteria property eligibility and non residential use of property. The department of housing and urban development hud requires him to determine the current market value as with any appraisal.

The appraiser must inspect the attic for evidence of possible roof problems. In our inspection checklist we cover electrical system hvac heating ventilation and ac roof foundation floors crwal space attic space complete exterior and interior inspection plumbing. Attic and crawl space inspection requirements. But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety.

All appropriate approaches must be utilized when applicable. Inspection the attic must be examined whether access is by pull down stairway or scuttle. Fha s foreclosure and eviction moratorium extended through december 31 2020. Specialties 203k consultant architectural consultation architectural drawings architectural working drawing design attic and garage inspection attic inspection bank owned bank owned properties basement foundation inspections basement crawl space slab inspection carpet flooring inspection ceiling inspection ceilings floors inspection certified professional inspector chimney fireplace.

Fha has always had a requirement for appraisers to inspect attics. The roof cannot have more than three layers of roofing. Cost and income approach for value. Home inspection our home inspection division is run by a veteran general contractor with over 30 years of experience in construction industry.

When an fha loan is being used the appraiser has two objectives. At a minimum the appraiser must enter head and shoulders into the attic. However hud fha does not have a real definition of attic in their documentation. The federal housing administration fha published mortgagee letter ml 2020 27 extension of foreclosure and eviction moratorium in connection with the presidentially declared covid 19 national emergency.

Fha appraisers are required to observe the attic area. Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property. In addition its structural integrity can t be in danger of being compromised.