Fha Attic Insulation Requirements

Existing 3 4 inches of insulation.

Fha attic insulation requirements.

Attic and crawl space inspection requirements. Inspection the attic must be examined whether access is by pull down stairway or scuttle. This page was updated in january 2020 and to include the latest information on fha appraisal guidelines and requirements for 2020. If you use an fha loan to buy a house the property will have to be appraised and inspected by a hud approved home appraiser.

Nrca guidelines regarding attic ventilation nrca recommends designers provide at least 1 square foot of nfva for every 150 square feet of attic space 1 150 ventilation ratio measured at the attic floor level ceiling. At a minimum the appraiser must enter head and shoulders into the attic. Recessed lights or fans that protrude into the attic space should not be covered by insulation. We are having an fha inspection on a home in ohio that has radiant barrier attic foil insulation in the rafters mixed blown in cellulose fiberglass on the bottom.

Add insulation to attic. Fha does not have a specific requirement for insulation. Clarifying that fha requires an inspection. While federal and in some cases state guidelines for insulation levels are merely recommendations the local building code is the true authority over insulation requirements.

No flooring just stud trusses. Cost and income approach for value. Unless the attic is used as a habitable space attic insulation should be installed between the rafters of the attic floor rather than the attic ceiling. A vapor barrier must be present on the warm side of insulation to prevent moisture problems.

Recommended insulation levels for retrofitting existing wood framed buildings. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. Home was built in 1984 but insulation was updated the roof can obviously be observed from the. All appropriate approaches must be utilized when applicable.

Federal housing administration fha loans must meet safety. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. Fha appraisers are required to observe the attic area. General acceptance criteria property eligibility and non residential use of property.